Published on :
19/05/2025
19
May
May
05
2025
14h20
14
20
Firm news
Firm news / INTERNATIONAL REAL PROPERTY DISPUTES IN FRANCE
The Practice is regularly questioned by English speaking owners who have purchased properties in France financed by a mortgage with a French bank.
Owners can no longer pay monthly instalments of the mortgage because of financial issues.
Many...
Published on :
19/05/2025
19
May
May
05
2025
14h19
14
19
Firm news
Firm news / INTERNATIONAL REAL PROPERTY DISPUTES IN FRANCE
Under French law, a landlord must rent a commercial premise (a shop, a factory, a restaurant), under a commercial lease (“BAIL COMMERCIAL”); for a minimum mandatory duration of 9 year.
When the lease reaches this 9 year term, the tenant is entitl...
Published on :
19/05/2025
19
May
May
05
2025
14h19
14
19
Firm news
Firm news / INTERNATIONAL REAL PROPERTY DISPUTES IN FRANCE
Commercial leases “bail commercial” are intended to organise the occupation of a commercial premises (a shop, a factory, a restaurant).
They must not be confused with professional leases “bail professionnel” for an activity that is not considered...
Published on :
19/05/2025
19
May
May
05
2025
14h18
14
18
Firm news
Firm news / INTERNATIONAL REAL PROPERTY DISPUTES IN FRANCE
Under French Commercial Code “Code de Commerce” commercial leases are signed for a minimum period of 9 years.
Except special circumstances (see below) owners cannot terminate lease until this 9 year period has elapsed.
Because French law on...
Published on :
19/05/2025
19
May
May
05
2025
14h18
14
18
Firm news
Firm news / INTERNATIONAL REAL PROPERTY DISPUTES IN FRANCE
It is case law that a bank must warn the borrower/consumer about the financial risk resulting from a loan.
A bank must notably warn the consumer about the risk of over-indebtedness that might arise because of the loan.
A debt / income ratio supe...
Published on :
19/05/2025
19
May
May
05
2025
14h18
14
18
Firm news
Firm news / INTERNATIONAL REAL PROPERTY DISPUTES IN FRANCE
Many non-French residents have purchased property in France as part of leaseback development projects.
All properties in the same development are usually leased out through a commercial lease to a management company responsible for subletting i...